Financial Planning Designed for Complexity and Clarity
As one of the most experienced high-net-worth wealth management firms in the Ottawa region, we go beyond investment advice to offer thoughtful planning for every life stage and financial decision. From minimizing taxes to preparing for a business sale, we help you navigate major transitions with insight and confidence.
Retirement Planning
Our retirement planning services help you move confidently from wealth accumulation to wealth preservation. We create clear, structured plans that outline when and how to draw income, coordinate pensions and government benefits, and ensure your savings can support your lifestyle for decades. For high-net-worth clients, this often includes advanced strategies like integrating corporate holdings or trust structures to maximize tax efficiency and long-term security.
Tax Planning
Tax efficiency is at the core of effective HNW wealth management. We design personalized strategies to minimize the tax impact of investments, business income, and estate transfers. From income splitting and corporate tax strategies to RRSP, TFSA, and holding company optimization, our financial planning ensures you keep more of what you earn.
Investment Planning
We align investments with your life goals, risk tolerance, and timelines. For high-net-worth clients, this means globally diversified portfolios with access to a range of asset classes and managers. We focus on creating investment strategies that support long-term growth, generate reliable income, and work seamlessly with your broader financial plan.
Insurance Planning
Protecting your wealth is as important as growing it. We use insurance strategies to safeguard your family, create liquidity for estate settlements, and cover risks that could disrupt your financial plan.
Cash and Liquidity Management
Effective cash management ensures your short-term needs and long-term goals stay in balance. We help you manage liquidity, plan for large purchases, and optimize how cash flows in and out of your accounts and corporations.
Estate Planning
Effective estate planning ensures your wishes are carried out and your wealth transitions smoothly to the next generation. We help clients minimize taxes, update wills and powers of attorney, and use strategies like trusts to protect family harmony while preserving wealth.
Business Succession
For business owners, succession is often the most significant financial transition of their lives. We develop strategies that maximize the value of your business, prepare successors, and ensure a seamless transition—whether to family, management, or an external buyer.
Charitable Giving
Philanthropy can be both personally meaningful and financially strategic. We help clients structure charitable gifts, establish donor-advised funds, and use giving as a way to reduce taxes while making an impact.
Intergenerational Wealth Transfer
We guide clients through the complexities of transferring wealth to children, grandchildren, or charitable causes. Our approach helps reduce tax burdens, prepare beneficiaries for stewardship, and ensure your legacy has a lasting impact.