We provide advanced tax planning for high-net-worth individuals and business owners seeking to protect and preserve their wealth. Whether you're navigating capital gains tax planning strategies or looking for corporate tax planning tailored to your company’s structure, we bring clarity to every decision and precision to every dollar.
Tax Planning That Fits Your Whole Financial Picture
Every investment, withdrawal, and business decision creates a ripple effect. Our team builds integrated tax strategies that reflect your life, your goals, and your complexity. With over 30 years of experience and a deep understanding of high-net-worth tax planning, we help you make decisions that work across retirement, estate, and investment planning. We identify opportunities for tax reduction through personalized income planning, smart use of registered accounts, and careful timing of withdrawals. Our process includes evaluating credits, deductions, and tax-saving opportunities most people miss.
Business Owners Need More Than a Year-End Summary
Whether you’re choosing between salary and dividends, creating a holding company, or planning for succession, our business tax planning process is built to keep more of your earnings where they belong. For small business owners, we structure business retirement plans that balance income and minimize tax burden in the years leading up to and following a sale. Our tax strategies for small business owners also include capital gains planning, income splitting, and customized corporate structures to maximize long-term value.
Strategic Decumulation and Income Planning
Transitioning from saving to spending in retirement brings a new set of tax questions. As tax planning professionals with a focus on high-net-worth retirement, we build decumulation strategies that coordinate pensions, RRSPs, TFSAs, and corporate assets in a way that keeps taxes low and income consistent. Our retirement income planning includes strategies to avoid RRSP withholding tax, optimize RRIF drawdowns, and align with your broader wealth goals so your savings last longer and work harder.
Tax Planning That Supports Your Legacy
Estate taxes, charitable giving, and intergenerational wealth transfers all require thoughtful planning. We help structure trusts, plan inheritances, and time wealth transfers to reduce tax and preserve family harmony. For those planning widow pensions or gifting to causes close to their hearts, we integrate philanthropic strategies that make a lasting impact while maximizing tax benefit.
Always Thinking Ahead
Tax laws shift, and your plan should too. We stay informed and proactive, adjusting your strategy as legislation and circumstances evolve. Whether you're looking to restructure compensation or plan the most efficient wealth transfer, we anticipate what's next so you’re never caught off guard.
Who We Help
We serve high-net-worth individuals, entrepreneurs, incorporated professionals, and family-owned businesses who need high-level insight and hands-on support. If you're searching for tax planning Ottawa professionals trust to minimize tax, reduce complexity, and align every move with your broader goals, Gobel, Sampson & Associates is ready to help you take control of your financial narrative.