At Gobel, Sampson & Associates – IG Private Wealth Management, retirement planning is about designing a clear, flexible strategy that integrates every piece of your wealth. Based in Ottawa and serving clients across eastern Ontario, including Brockville and Cornwall, we create the best retirement plans for small business owners, professionals, and families with complex wealth. Our clients trust us for depth, precision, and an ability to simplify the most intricate planning decisions. Whether you need retirement plans for business owners or high-net-worth retirement strategies that span decades, our approach ensures every decision supports your vision for the future.
Experience That Delivers Clarity
With over 30 years in the industry, we’ve helped clients through every stage of retirement for business owners, from preparing the business for sale to aligning corporate structures with personal wealth goals. We go beyond numbers, building plans that combine investment management, tax strategy, estate planning, and pension planning into a single, cohesive framework. This level of integration is why clients often say, “No one’s ever done this for me before.” Our role as retirement planning professionals means anticipating the complexities—so your retirement is built on confidence, not uncertainty.
Planning Built For Business Owners
For many entrepreneurs, their business is their largest asset. That’s why we design retirement plans for small business owners that unlock business value, reduce tax, and create reliable income for decades. Whether you’re exploring small business retirement plans, business retirement plans, or the best retirement plans for small business owners, we help you transition from owner to retiree without losing momentum. We also guide clients through pension for business owners options, integrating them with other income streams for maximum efficiency.
The Decumulation Shift
Moving from saving to spending is one of the biggest mental and financial shifts in retirement. We create decumulation strategies that show exactly which accounts to draw from first, how to manage tax impact, and how to keep your investments working throughout retirement. Our high-net-worth retirement strategies ensure you can enjoy your wealth without fear of running out, balancing today’s lifestyle with tomorrow’s needs.
Specialized Retirement Solutions
Retirement is rarely straightforward. We design plans that adapt to life’s changes—whether that’s relocating, helping family, or adjusting to health needs. We offer tailored solutions for unique situations, including widow pension planning to ensure surviving spouses are protected and supported. For clients with significant wealth, our high-net-worth retirement strategies coordinate investments, tax planning, and estate considerations so every detail works together.
Tax-Efficient Retirement Planning
Tax efficiency is at the heart of sustainable retirement planning Ottawa clients can trust. We use strategic withdrawal timing and pension planning to keep more of your wealth working for you. Every move is calculated to reduce tax drag while keeping your retirement income steady and predictable.
Integrated Investment And Pension Planning
Retirement doesn’t mean your investments stop growing. We design portfolios that evolve with your risk tolerance and income needs, protecting your capital while generating sustainable returns. Pension planning is woven into the mix, ensuring that government, corporate, and private pensions are optimized and coordinated with other income sources.
Legacy And Estate Alignment
Retirement planning is also about what comes next. We integrate estate planning to protect family harmony, minimize taxes, and ensure your legacy reflects your values. Trusts, wills, and wealth transfer strategies are part of the plan from the start—because retirement is just one chapter of your financial story.
Confidence At Every Stage
Whether you’re five years from retirement or already living it, we help you stay prepared, informed, and confident. For the best retirement for small business owners, professionals, and high-net-worth families in Ottawa, Gobel, Sampson & Associates delivers retirement planning designed for complexity and clarity—so you can live fully, knowing your future is secure.